Civil Debt Recovery

Recover outstanding debts efficiently with expert civil debt solutions. Ensure compliance, protect your rights, and secure your financial stability.

We recover any debt related to movable property, real estate, inventory, and guarantees.

Our team provides representation services under a commercial mandate to recover civil claims, including debts related to movable property, real estate, inventory, and guarantees. These procedures will be carried out based on a specifically granted commercial mandate.

The debt recovery assessment, stemming from commercial contracts between professionals, will be conducted after the special commercial mandate contract is signed.

This evaluation will take place in a pre-scheduled meeting, either at our team's headquarters or online, ensuring complete confidentiality.

The active representation services based on a mandate aim at recovering claims arising from civil contracts, originating from:

✔️ Recovery of debts for Homeowners' Associations from delinquent tenants;
✔️ Unpaid loans at maturity;
✔️ Establishment of pledges and mortgages;
✔️ Payment of salary entitlements;
✔️ Payment for contractor work;
✔️ Debts arising from inheritances;
✔️ Debts from lease or sale-purchase contracts;
✔️ Debts from contracts for the sale of movable or immovable property.

To ensure the best possible resolution of the assigned case, our team will take all necessary steps to recover the outstanding debt, following the outlined procedures while also considering additional necessary actions, such as:

🔸 Obtaining detailed information about the associates, administrators, business assets, and any real guarantees established on the debtor's property.
🔸 Verifying the existence of other debtors and any previous attempts of forced execution against the debtor.
🔸 Checking whether insolvency proceedings have been initiated against the debtor.
🔸 Drafting contracts, conciliation requests, notifications, and payment demands to debtors.
🔸 Representing the client in negotiations with the debtor, including direct conciliation procedures and mediation, to seek an amicable solution.
🔸 Monitoring the payment of civil claims by debtors until the full recovery of the debt.
🔸 Legal assistance in enforcement proceedings for both creditors and debtors.
🔸 Consultancy and representation during the enforcement phase in case of a favorable court ruling.
🔸 Enforcing debt collection with the assistance of a judicial executor.

Questions about service

1. What is civil debt recovery?

Civil debt recovery is the process of collecting outstanding debts that arise from civil contracts, such as unpaid loans, lease agreements, property sales, or service contracts. It can involve negotiation, legal action, or enforcement proceedings.

2. What types of debts can be recovered through civil debt recovery?

Debts that can be recovered include unpaid loans, overdue rent, outstanding invoices, contractor payments, unpaid salaries, inheritance-related debts, and debts from sales contracts for movable and immovable property.

3. What are the steps involved in the debt recovery process?

The process typically includes debt assessment, sending formal notices, direct negotiations or mediation, legal action if necessary, obtaining a court judgment, and enforcement through a bailiff or judicial executor.

4. How long does the debt recovery process take?

The duration depends on factors such as the complexity of the case, the debtor’s willingness to cooperate, and legal procedures. Some cases can be resolved within weeks, while others may take months or even longer if court intervention is required.

5. Can a debtor dispute the debt?

Yes, a debtor can challenge the debt, either by claiming it is not owed, that it has already been paid, or that there are errors in the claim. In such cases, legal proceedings may be necessary to resolve the dispute.

6. What happens if the debtor refuses to pay?

If the debtor refuses to pay, legal action may be taken to obtain a court judgment. Once a judgment is obtained, enforcement measures such as wage garnishment, asset seizure, or property liens may be applied.

7. Do I need a lawyer for civil debt recovery?

While not always required, legal assistance is highly recommended, especially for complex cases. A lawyer can help with contract drafting, negotiations, legal notices, court representation, and enforcement procedures to maximize the chances of successful recovery.

Would you like any modifications or additional questions added to the list?

Our Services

We can collaborate remotely

Need help?

We do not require upfront payment.

Contact Info

Let us assist you in overcoming challenges with ease and efficiency.

Office Location:

Delawere,Coastal Hyghway no. 16192, DE 19958 Sussex

Talk with Support:

0738.13.00.00

Opening Hours

Mon-Fri: 10:00 - 17:00
Sat-Sun: Weekend